Provision tree is a tropical tree that grows along waterways and is usually sold in the United States as a houseplant called money tree. Plants sold under that name may also be the similar species Pachira glabra.

Appearance

Growth form
In the wild it is a tropical tree; potted plants stay much smaller.
Leaves
Each leaf spreads into five to nine shiny leaflets, like fingers from one point.
Flowers
Large flowers have pale petals and many long tipped red. Indoor plants seldom bloom.
Fruit
The large woody pod splits when ripe and releases its seeds. A houseplant is unlikely to fruit.

Look-alikes

Money tree (Pachira glabra)Pachira glabra

The leaves can look alike, so a houseplant without flowers may be hard to separate. This species has red-tipped stamens, while the other money tree has white stamens.

Why they get mixed upBoth are sold as money trees.

Where it lives

Typical habitats
  • Tropical wetlands
  • Houseplant pots
Range
It is native from Mexico through tropical South America. In the United States, it is grown as a houseplant and is also planted outdoors in South Florida.
Preferred conditions
It tolerates wet ground in its native habitat, while potted plants need drainage and indirect light.

Growing it

Care
Growers can braid the flexible trunks of young plants together.
Propagation
The species can be grown from seed or stem cuttings.

Name and classification

About the name
This species has two named varieties.

Conservation

IUCN Red List
LCLeast ConcernLow risk of extinction

Culture and stories

Culture and stories
  • Guiana chestnut is another U.S. name for this species.
provision tree (Pachira aquatica) — identification, habitat & look-alikes | Moeyo